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Paying Tonkin?

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We've arranged our Vietnam hotels/drivers/guides through Tonkin Travel. They've offered us two options for paying the $500 deposit:

1- You can pay us by bank transfer to our account in VietNam, 30USD bank fee
will be plused

2- You can pay us by credit card, I will send you a credit card payment
form, you will fill in and sign in and resend with copy of card holder's
passport + 02 sides of credit card, 3% bank fee will be applied for Visa or
Master and 4% for Amex card.

We went to our credit union and they charge $35 for the bank transfer, so that's $65 in fees for the deposit. Seems very steep. I've been reluctant to send (email? fax?) the credit card info.

Anyone have experience with this? What do you recommend?

Thanks,

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