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India Visa application form question regarding retired applicant

I have a question about the Employment/Occupation section of the Visa application and have been given three different answers by Visa expeditor companies. I am retired, which is in the dropdown menu, but the form also requires something in the employer name and address field. I have been told (1) just to put "retired" for name and address; (2) to put my former employer info there; and (3) to put retired for employer name but my home address for the address. Does anybody know for sure?

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