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Exotissimo vs. IOT (Indochina Odyssey Tours)?

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We are looking at custom tours from both these vendors, Bangkok - Siem Reap - Luang Prabang - Chiang Rai. I have read as many reviews about them here and on Tripadvisor as I can find, just wondering if anyone has a further comment.

Exotissimo is more expensive, but has been recommended by good friends of ours. IOT has been very responsive to us, although they both have been good at working out details. Both are offering good hotels, interesting-looking excursions, etc.

I'm a little leery about paying money to a travel agency on the other side of the world. I'm determined to do this by credit card, not by paypal or wire transfer, which one company prefers.

About to make this decision, so thought I would ask. I'm frankly wondering why I shouldn't go with IOT because they are less expensive.

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