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Question regarding Southwest free flights

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My husband and I took advantage of the current SWA credit card promotion - you get the card (we each got one), pay the $59 annual fee, use the card once, and then you earn a free RT ticket, good for one year. We got the ticket credits last week by mail.

We're thinking of using our tickets for a vacation in the southeast next September, but are also aware that the weather can be unpredictable at that time - hurricanes are what we're concerned about.

Does anyone know if you cancel a trip on the free tickets, can you use them later? For a different destination?

What about trip insurance? Can you insure "free' tickets for the published value?

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