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Flight and travel insurance question from newbie

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hi all

Just a quick question. Im going to be flying to spain end of august. Based on flight times and prices im going to be flying out there with jet2 and returning with ryan air.

both offer travel insurance as an extra. Assuming i want insurance, will i need to pay the insurance option with both carriers as it will be two separate flights?

Normally i use the same carrier and just pay the insurance option and know i am covered for delayed flight etc. I assume flight insurance with jet2 isnt going to cover me if i have any problems with the return flight with ryan air.

I know this is a very stupid question but i don't fly very often.

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