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Trip Insurance for Africa Trip

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I have never bought travel insurance before but think I should for our upcoming trip to Tanzania as most of our expenses will be pre-paid. I am already confused by looking at the various options. Our medical insurance will cover us for emergency conditions while we are abroad but my husband's parents are elderly so their health issues could possibly require us to cancel.
Can anyone recommend what insurance we should purchase? I've been told the Flying Doctor's coverage will also be important to get.
Thanks!

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