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Trip Insurance - a must?

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Just booked some very expensive direct flight tickets for next summer. We are looking forward to our first Family Safari in S. Africa, Botswana, Zambia and Namibia!

However, knowing that this is a "once in a lifetime" kind of trip and due to recent Ebola scares in West Africa - travel insurance seems appropriate.

I have travelled all my life and perhaps was lucky, but never purchased insurance.

Could anyone recommend a good company and good value? What insurance would we need? Would it cover cost of plane tickets as well as any air lifting/emergency evac?

Thank you for your advice!

We are a family of four - kids are 10 and 11yrs.

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