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Namibia car rental

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Hello! We're going to Namibia for 2 weeks at the end of September and are going to drive btween Windhoek, Etosha, Damaraland, Swakopmund and Sossusvlei. We've reserved a 2WD (standard transmission with a/c). The big question is: should we pay 200 euros more for the 2 week rental to get super insurance coverage that has 0 deductible/deposit for theft, damage, etc? With insurance it's 36 euros a day; without it's 22. Without the super coverage there's a deposit of N$25,000. So I'm wondering if those of you who have driven there think there are enough risks to warrant dishing out 200 extra bucks or should we take the risk of having to pay over 2500 bucks in case of damage? Thanks for your opinions! I'm having a hard time deciding because I'd like to save some money...

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