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Liability Insurance for South Africa Car Rental??

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Hopefully someone out there will know the answer to this question. Even the ever-knowledgable Selwyn was stumped.

We will be renting a car in South Africa next month and our US car insurance policy is inapplicable outside the US. We want to make sure we are covered for personal liability, but the South Africa car rental agencies all offer only collision, theft, and damage coverage (which we have anyway through our credit card).
WHY? Is liability coverage automatic in SA? How can we make sure we are covered? Any SA residents know this??
Note: Standard travel insurance does not include liability coverage either.

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