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Has anyone rented a vehicle from Hertz in Namibia?

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The rate I'm getting from Hertz is lower than from agencies like Cardboard Box, etc. Is there any reason not to rent directly from Hertz? The added benefit I see of renting directly (rather than through a third party booking agency) is that I could use my Amex and be covered by their Premium rental insurance which seems to offer more coverage than the car company's CDW at a much lower cost. Any thoughts?

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