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Car rental questions are tiresome, I know... and yet in Jordan...

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Trying to rent a car in Jordan for two weeks, I find that almost all car rental companies are unsuitable for my requirements for one of three reasons:
Either they don't currently have any local partner and are hence not active in Jordan at the moment (which is true for some of the most interesting companies, like Sixt or Autoeurope); or they are way too expensive (generally, car rentals are surprisingly expensive in Jordan); or they don't deliver their cars to Amman International Airport, but pick their clients up on arrival and shuttle them downtown to hand out the car there, which would be insane, in my case, since I don't want to go to Amman the day of my arrival - rather, I'm heading the opposite direction, south to Wadi Rum, so I'll be in a hurry anyway, and don't absolutely want to waste two hours driving into and out of Amman.
So more or less the only choice (after a really long & thorough online research) is www.montecar.com, who are having quite a reputation for their cars and their personal service (anyone any personal experience here?). The problem is their insurance... their standard is third party insurance and "full comprehensive insurance", which is neither full nor comprehensive but involves a deductible of 300 $ for any damage not comprised by the third party insurance, or 1,000 $ for a full damage of the same kind. However, they "strongly advise" their customers to buy an Additional Insurance Coverage (AIC) for 10 $ a day (140, thus, for my two weeks) warranting zero deductible... EXCEPT FOR: any case of "illegal conduct" on behalf of the driver (like exceeding speed limits!! - really GROSSLY illegal, isn't it?; violating, even unvoluntarily, a traffic light, and so on); and EXCEPT FOR any damage to the wheels and tyres, the underside and roof, the windows or windscreen, and the interior of the car. So this is rather laughable - they're trying to exclude every kind of damage that is likely to occur, and then they're drawing the bottom line "but anything else (i.e. anything else than anything probable) is included in our insurance".
Being a fairly experienced, secure and fearless driver, but having never driven in Jordan, I'm asking your opinions: do you think it's worth paying 140 $ that are unlikely to provide any (realistic) additional insurance coverage, or would you rather pay 300 in the (generally unlikely, but how unlikely in Jordan whose roads I don't know yet?) eventual case of an accident caused by myself?

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